After being injured in any sort of motor vehicle crash, you will likely have many questions about how you should proceed. Here are 3 questions about Utah car accident claims that are commonly asked by our clients.
In the state of Utah, if you have been injured in a car crash, you can receive compensation for your lost wages through your no-fault coverage. The requirements are, first, you need to miss a consecutive three days of work. After you’ve missed those three days of work, you can recover lost wages. You can recover up to $250 per week, or 80% of your normal wages, whichever one is the lesser of the two. You can recover those if you receive a medical document from your doctor stating that you’re unable to work. You can submit that to your own insurance carrier, which will then reimburse you for those lost wages.
Several times a week, I’m asked, “What is the value of my case?” That’s a question that’s very difficult to answer early on in a case. It depends on the severity of the injury, how much work somebody has missed, and the limitations that are put on the person. In a car crash case, it also depends on the amount of insurance that’s there. If somebody hits you and you are seriously injured, but they have the state minimum insurance of $25,000, that doesn’t go very far. You should always make sure that you have enough underinsured and uninsured motorist coverage to protect you.
In the state of Utah, insurance is required on all vehicles. However, many people do drive without insurance. If you’re hit by a driver that doesn’t have insurance and it’s their fault, then the insurance companies look at your insurance and go to your uninsured motorists coverage. That’s where your insurance steps into the shoes of the driver who did not have insurance.