Have you or a loved one been injured in a car accident and have questions? Read over these 3 car accident questions, then give our Utah office a call.
1. What mistakes should I avoid after being injured in a car accident?
There are several common mistakes that we see when somebody has been involved in a car crash in the state of Utah. First, talking with the insurance company and answering some of their questions that may or may not be misleading gives them ammo to use against you at a later point in the claim. Another mistake is not seeking medical care right away for the injuries that you sustained. If you wait too long, insurance companies like to believe that your injuries were not caused by the crash.
Another mistake that people make is not following the recommendations of their doctors. If their doctors diagnose them and prescribe treatment, a mistake would be to not follow up with that treatment. Finally, a major mistake is to not seek the help of an attorney or to pick the wrong attorney who doesn’t dedicate their practice to personal injury claims.
2. Should I speak with insurance companies after a car accident?
If you’ve been in a car accident in the state of Utah, you may get a call from the insurance company of the other driver asking to take a recorded statement. I don’t think it’s ever a good idea to give the recorded statement to the other side. The insurance adjusters that take those statements are trained on how to take statements. They ask questions in a particular way to get the answers they need. The purpose of those calls is to show that you’re not injured or not as injured as you say so that they can reduce the value of the claim.
3. Who will pay for my medical bills after a car accident?
If you’ve been injured in a car accident in the state of Utah, know that medical bills are handled by a number of different types of insurance. First off, Utah requires that all automobile insurance policies have what’s called personal injury protection; sometimes that’s abbreviated at PIP. PIP will cover at a minimum the first $3,000 of medical bills for each person that was injured in a car crash. Once PIP has been used up, the next layer of defense would be your health insurance.
We would recommend that any of your medical bills be processed through your health insurance carrier. In addition, if you don’t have health insurance and your medical bills are more than what is covered by the personal injury protection, we can help communicate with the medical offices and the medical providers and explain to them that we are going to help them get compensated and help them get their money for the medical services they provided once the case has settled. The medical bills would ultimately be paid out of the injury settlement.
Were you or a loved one seriously injured in a crash and have questions about a car accident claim?
After reading these 3 car accident questions, contact our dedicated Utah car accident attorneys at Swenson & Shelley today for a free confidential consultation.
Let our experience work for you.