If you have been injured in a commercial truck crash in the state of Utah, we would never recommend taking an insurance company’s first offer. What we have experienced is if an insurance carrier is nervous about a case, they’ll come in and try to settle a case quickly and for as cheap as they can. What we have also experienced is, when an insurance company makes an initial offer, there is always room to negotiate. They are willing to negotiate and continue to offer more money in an attempt to settle your case. Unless the insurance carrier is offering the full value of the policy, we would never recommend accepting an insurance company’s initial offer.