When negotiating with an insurance provider in Utah, we never recommend taking the first offer. In fact, unless the insurance adjuster is offering one-hundred percent of the insurance policy, we have never had a situation where an insurance adjuster is willing to give more money above and beyond their first offer. We do not recommend taking the initial settlement offer. It’s our experience that there is typically more money to offer, more room to negotiate with, and we can help you through that process.